How to Check the Status of Your Refund  

Article Highlights:

  • Your Federal Tax Refund Status Can Be Checked Online
  • Delay When Claiming Earned Income Tax Credit or Additional Child Tax Credit
  • “Where’s My Refund?”
  • Refunds Are Generally Issued Within 21 Days of E-Filing
  • Paper Filed Return Will Take Longer
  • Information Needed to Check Refund Status
  • Direct Deposit Provides the Quickest Refunds
  • When to Call the IRS

If your 2020 federal return has already been filed and you are due a refund, you can check the status of your refund online. Note: if you claimed the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC), the IRS will not issue refunds until the first week of March provided you e-filed, chose your refund to be direct deposited and no issues were found with your refund.

Where’s My Refund?” is an interactive tool on the IRS website at IRS.gov. Whether you have opted for direct deposit into one account, split your refund among several accounts, or asked the IRS to mail you a check, “Where’s My Refund?” will give you online access to your refund information nearly 24 hours a day, 7 days a week.

If you e-file, you can get refund information within 24 hours after the IRS has acknowledged receipt of your return. Generally, refunds for e-filed returns are issued within 21 days.

However, if you file a paper return, there is no assurance when your refund information will be available. In the past, the IRS said it would be available within four weeks of filing. However, due to COVID-19 delays it is taking the IRS longer to process paper filed returns, although they do process them in the order received. So, expect delays and do not submit a second return. To be on the safe side, be sure to obtain a proof of mailing from the USPS.

When checking the status of your refund, have a copy of your federal tax return handy. To access your personalized refund information, you must enter:

  • Your Social Security number (or Individual Taxpayer Identification Number);
  • Your filing status (single, married filing joint return, married filing separate return, head of household, or qualifying widow(er)); and
  • The exact refund amount shown on your tax return.

Once you have entered your personal information, one of several responses may come up, including the following:

  • Acknowledgement that your return has been received and is in processing.
  • The mailing date or direct-deposit date of your refund.
  • Notice that the IRS has been unable to deliver your refund because of an incorrect address. You can update your address online using the feature on “Where’s My Refund?”

The quickest refunds are via direct deposit. Allow additional time for checks to be processed through the mail.

When should you call the IRS if you don’t receive your refund? You should only call if it has been:

  • 21 days or more since your return was e-filed,
  • 6 weeks or more since you mailed your return, or
  • When “Where’s My Refund” tells you to contact the IRS.

“Where’s My Refund?” also includes links to customized information based on your specific situation. The links will guide you through the steps to resolve any issues affecting your refund.

Many states also have a Where’s My Refund? feature on their tax department’s website . Google Where’s My Refund with the name of the state.


If you have questions related to your refund, please give this office a call at (503) 224-5321. Isler Northwest LLC is a firm of business advisors and CPAs in Portland, Oregon. Our service goal at Isler Northwest is to earn our clients’ trust as their primary business and financial advisor.

Isler Northwest

(503) 224-5321

1300 SW 5th Avenue
Suite 2900
Portland, Oregon 97201